• Fort Dodge
  • Manson
  • Johnston
  • Arnolds Park

Friendly Reminder: KHI Closed November 23 & 24 for Thanksgiving

All of our offices will be closed on Thursday, November 23 and Friday, November 24, 2017 in observance of Thanksgiving. We will open at our regular time on Monday, November 27, 2017.

KHI Closed September 4, 2017

Our offices will be closed on Monday, September 4, 2017, in observance of Labor Day. We will open at our regular time on Tuesday, September 5, 2017.

KHI wishes you and your families a happy holiday!

Iowa Stopgap Measure

As you know, Iowa is pursuing a waiver from the federal government called the Stopgap Measure to stabilize the health insurance market for 2018. The Stopgap Measure will enable Wellmark and Medica to both sell health insurance in the individual health insurance market to 72,000 Iowans.

If the federal government does not approve the Stopgap Measure, only one carrier Medica will sell health insurance in 2018 in Iowa.  Medica plans to increase premiums 56% or higher on Iowans. This is unaffordable and unsustainable. An independent actuary has found 22,000 Iowans would be priced out of health insurance in 2018. Many of these are hard-working middle-class Iowans. This is why getting the Stopgap Measure is critical (lower premiums for everyone and save 22,0000 Iowans health insurance).

The Iowa Insurance Commissioner Doug Ommen is still obligated to hold a public rate hearing on Medica’s 56% rate increase filing this coming Saturday, August 26.  It is important for Iowans to express their concerns with the 56% or higher rate increase. Telling the story about how Iowans will be affected (personally or as agents selling insurance) is important for Commissioner Ommen and the Federal Government is critical to getting our Stopgap Measure approved, so we can have a stable individual health insurance market and keep premiums low.

Please attend a public rate hearing this coming Saturday advocating for the Stopgap measure.  There will be seven locations throughout Iowa for the Saturday 10 am public hearing. Iowans don’t have to drive to Des Moines to participate. More details below.

Iowa Insurance Division – Public Rate Hearing

  • Purpose: To allow Iowans to advocate for the Stopgap Measure and explain why the 56% rate increase would be devastating for Iowans.
  • Date:Saturday, August 26
  • Time:10 am
  • Location: The main location for the rate hearing will be in Des Moines at the Mercy College of Health Sciences (928 6th Avenue Des Moines IA 50309 Sullivan Center, Room 210).
  • Satellite Locations:There will be satellite public rate hearings on Saturday at 10 am throughout Iowa in six locations through a video conference system at:
    • Atlantic Public Library (507 Poplar St, Atlantic – ICN Room)
    • Columbus Junction Public Library (232 2nd St, Columbus Junction – ICN Room)
    • Eldora Public Library (1202 10th St, Eldora – ICN Room)
    • Kirkwood Community College (6301 Kirkwood Blvd SW, Ceadr Rapids – Linn Hall, Room 2182)
    • Spencer Public Library (21 E 3rd St, Spencer – ICN Room)
    • West Union Public Library (210 N Vine St, West Union – Heiserman Annex)

Full list of locations for the Saturday, August 26 at 10 am public rate hearing can be found here.


The path forward for Iowa’s individual health insurance market

This weekend Wellmark issued an opinion editorial to major media across Iowa to outline the three principles necessary to re-enter the individual Affordable Care Act (ACA) market. Click here for a review of the content.

Lynn Schreder & Doreen Coppinger Mentioned in Agency Bloc Blog

Lynn Schreder & Doreen Coppinger of KHI Solutions were mentioned  in a recent blog  post from Agency Bloc as to why responsiveness matters in insurance sales! Click here to read the full article!

2016 Partners in Excellence Names Released!

Each year KHI presents the names of the agents who have grown their book of business and have exceeded expected sales retention for the 2016 year! We have also added a new category this year for the up-and-coming agents called the Rising Star award! This award recognizes the agents who have shown consistent growth over the 2016 year. Please click here to view the list of 2016’s Partners in Excellence!

President Trump’s ACA Executive Order

The National Association of Health Underwriters released the following article following President Trump’s Inauguration:


Just hours after President Trump was sworn into office there was breaking news about the president’s executive order (EO), “Minimizing the Economic Burden of the Patient Protection and Affordable Care Act Pending Repeal.” According to the text of the order, it charges the departments and agencies associated with the enforcement of the Affordable Care Act (ACA) to ease the burden of the ACA as we transition to repeal and replace.

The EO did not repeal any part of the ACA and does not directly mention any legislation or regulation that President Trump is directing to be eased, repealed, rescinded or amended. The order serves to re-enforce the power Congress, the departments and agencies already have to move towards change through legislation and regulation. However, NAHU sees this as an opportunity for us to use the presidential message of support for change to continue our advocacy efforts with both Congress and the administration’s agencies to focus on marketplace stability.

KHI will continue to update you as any other EOs, legislation or regulations are released. In the meantime, all statutes and regulations enacted by the ACA continue to be in place.

KHI Attends Annual Greater Growth Alliance Golf Outing!

13906887_1174113479296625_1678885513841975985_nThursday August 5th, 2016 – On the 5th of August two of the three owners of KHI along with a few employees attended a day of golf at the Greater Growth Alliance annual golf outing. The day was spent networking with local business owners while enjoying 18 holes of golf. The time was well spent and enjoyed by all who attended. KHI is a proud sponsor and attendee of the event and looks forward to attending again next year! Visit our Facebook page to see more exclusive photos!


Click here to visit our Facebook page!


KHI Closed Independence Day

KHI Solutions will be closed on Monday July 4th in honor of Independence Day! We will re-open Tuesday July 5th at 8:00 am.


Lynn Schreder Wins Unsung Hero Award

Untitled-1Lynn became a NAIFA member in 2009, when she became a partner at KHI Solutions in West Des Moines. Since becoming a NAIFA member, Lynn has served on the NAIFA-Central Iowa board since 2012, as their local Health Chair. She is also active on the NAIFA-Iowa State Convention planning committee and provides continuing education for NAIFA members throughout the state as part of the NAIFA-Iowa CE Tour.


Fellow NAIFA-Central Iowa member, Nate Sammler, LUTCF, has this to say about Lynn, “With as much as Lynn has going on in her life, she is amazing at finding time to help anyone who asks for it, whether it be personal or industry related. She is humble, compassionate and cares for all.”

Not only is she a member of NAIFA, but Lynn is also an active member of the National Association of Health Underwriters and the National Association of Women Business Owners, having served on their board for the last six years. She is also an active supporter of the Iowa Women Lead Change conferences and their Invest in “She” competitions. Outside of the industry, she volunteers with the Cystic Fibrosis Foundation and JDRF, putting on an annual fundraising pool party that raises thousands of dollars each year.

Congratulations to Lynn Schreder, the 2016 Unsung Hero!